Terms of Service

1. Acceptance of Terms

By creating an account or using StrikeIQ, you agree to these Terms of Service. If you do not agree, do not use the platform.

2. Description of Service

StrikeIQ is an options premium harvesting intelligence platform that provides trade recommendations, position tracking, technical analysis, and portfolio management tools. StrikeIQ is a software tool — it does not execute trades or manage funds.

3. Not Financial Advice — Use at Your Own Risk

StrikeIQ does not provide financial, investment, tax, or legal advice. All information, recommendations, analysis, trade ideas, constraint checks, IV rankings, CLCS regime data, technical indicators, and any other content provided by StrikeIQ are for informational and educational purposes only.

You use all information and recommendations provided by StrikeIQ entirely at your own risk. You are solely responsible for your trading decisions, order execution, portfolio construction, and the consequences thereof. Options trading involves significant risk of loss and may result in the loss of your entire invested capital. Past performance is not indicative of future results. Consult a qualified and licensed financial advisor before making any investment decisions.

Trade recommendations generated by StrikeIQ are produced by algorithmic rules engines based on predefined criteria. They are not personalised to your individual financial situation, risk tolerance, or investment objectives, and may produce outcomes that result in financial losses.

4. Assumption of Risk

You expressly acknowledge, understand, and agree that:

• Trading options, equities, and other financial instruments is speculative and carries a high degree of risk, including the risk of losing more than your initial investment.
• Any action you take based on information, recommendations, alerts, signals, analytics, or any other content supplied by StrikeIQ is taken at your sole risk and discretion.
• StrikeIQ, its operators, affiliates, directors, employees, and agents shall have no responsibility or liability for any trading losses, missed profits, tax consequences, margin calls, assignments, or other financial outcomes arising from your use of the platform or reliance on its content.
• You assume full responsibility for verifying any information independently — including prices, Greeks, IV, earnings dates, dividend schedules, and corporate actions — with your broker or an authoritative source before placing a trade.
• You are solely responsible for determining whether any trade or strategy is appropriate for your financial circumstances, and for complying with all applicable laws, regulations, and brokerage rules in your jurisdiction.

5. Incorporation of Disclaimer

Our Disclaimer is incorporated into these Terms of Service by reference and forms an integral part of the agreement between you and StrikeIQ. By accepting these Terms you also accept the Disclaimer. In the event of a conflict between these Terms and the Disclaimer on matters of risk, liability, or the nature of information provided, the provision more protective of StrikeIQ shall prevail to the maximum extent permitted by law.

6. Accounts

• You must provide accurate information when creating an account.
• You are responsible for maintaining the security of your account credentials.
• You may not share your account or allow others to use it.
• We reserve the right to suspend or terminate accounts that violate these terms.

7. Subscriptions & Billing

• StrikeIQ offers free (Starter) and paid (Pro, Institutional) subscription tiers.
• Paid subscriptions are billed monthly or annually through Stripe.
• You may cancel your subscription at any time through the Account Settings page.
• Refunds are handled on a case-by-case basis. Contact support@strikeiq.com.
• We reserve the right to change pricing with 30 days notice.

8. Acceptable Use

You agree not to:

• Use StrikeIQ for any illegal purpose or in violation of securities regulations.
• Attempt to gain unauthorized access to other users' data or the platform's infrastructure.
• Use automated tools to scrape, crawl, or extract data from StrikeIQ beyond normal API usage.
• Resell, redistribute, or sublicense access to StrikeIQ without written permission.
• Interfere with or disrupt the platform's operation.

9. Intellectual Property

StrikeIQ and its original content, features, and functionality are owned by StrikeIQ and are protected by intellectual property laws. Your trading data remains yours — see our Privacy Policy for details.

10. Eligibility

You must be at least 18 years of age to use StrikeIQ. By creating an account, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. Options trading may have additional age and eligibility requirements in your jurisdiction.

11. Limitation of Liability

To the maximum extent permitted by applicable law, StrikeIQ and its operators, affiliates, directors, officers, employees, and agents shall not be liable for any loss or damage of any kind arising out of or in connection with your use of, or inability to use, the platform or any content provided through it, whether based in contract, tort (including negligence), strict liability, or any other legal theory. This includes, without limitation:

• Direct, indirect, incidental, special, consequential, exemplary, or punitive damages;
• Trading losses, lost profits, missed opportunities, margin calls, assignment costs, or adverse tax consequences;
• Loss, corruption, or unavailability of data, business interruption, or reputational harm;
• Any reliance placed on, or action taken in reliance on, information, recommendations, alerts, or analytics provided by the platform;
• Errors, inaccuracies, delays, or interruptions in market data or third-party services.

StrikeIQ is provided "as is" and "as available" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

To the extent any liability cannot lawfully be excluded, the aggregate liability of StrikeIQ to you for all claims arising out of or relating to these Terms or the platform shall not exceed the greater of (a) the total subscription fees you paid to StrikeIQ in the twelve (12) months preceding the event giving rise to the claim, or (b) SGD 100.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

12. Indemnification

You agree to indemnify, defend, and hold harmless StrikeIQ, its operators, affiliates, and their respective officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the platform or any trading decisions you make.
• Your violation of these Terms.
• Your violation of any applicable law or regulation.
• Any content or data you submit to StrikeIQ, including help tickets and uploaded files.

13. Market Data

Market data displayed in StrikeIQ is provided by third-party services and may be delayed. We make no guarantees about the accuracy, completeness, or timeliness of market data. Do not rely solely on StrikeIQ data for trading decisions.

14. Termination

We may suspend or terminate your access to StrikeIQ at any time, with or without cause, with reasonable notice. Upon termination, your right to use the platform ceases, but you retain the right to export your data as described in our Privacy Policy.

15. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated via email or in-app notification at least 30 days before taking effect.

16. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of Singapore. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

17. Dispute Resolution

In the event of any dispute, controversy, or claim arising out of or relating to these Terms or the use of StrikeIQ, the parties shall first attempt to resolve the matter amicably through good faith negotiation for a period of thirty (30) days. If the dispute cannot be resolved through negotiation, it shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC") in accordance with the Arbitration Rules of the SIAC for the time being in force.

• The seat of arbitration shall be Singapore.
• The arbitration shall be conducted in the English language.
• The arbitral tribunal shall consist of a single arbitrator.
• The arbitrator's award shall be final and binding on the parties.

18. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

19. Contact

Questions about these Terms? Contact us at: legal@strikeiq.com